BasePoint Group Inc. has acquired International Personal Finance Plc for an undisclosed amount. The transaction transfers ownership of the global financial services provider to BasePoint, a move that consolidates the target company’s operations under new private ownership. International Personal Finance will continue to operate its existing brands and customer-facing activities following the completion of the deal.
International Personal Finance, established in 1997, provides simple and affordable credit solutions across Europe, Mexico, and Australia. Its home credit service operates under the Provident brand, while digital lending is delivered through Creditea and Credit24. The company reports that more than 14 million individual customers have used its services since inception, with a workforce of approximately 22,000 professionals. Its focus has been on serving customers often underserved by traditional financial institutions, offering products for education, healthcare, and unexpected expenses.
BasePoint Group Inc. is the acquiring entity in this transaction. The purchase gives BasePoint control over International Personal Finance’s established lending infrastructure, regulatory footprint, and customer base across multiple jurisdictions. For BasePoint, the acquisition provides immediate access to a diversified portfolio of secured and unsecured consumer credit products, along with an existing operational network that spans both physical branch-based home credit and digital channels.
The strategic rationale centers on expanding BasePoint’s market presence in consumer finance through an established, purpose-led business. International Personal Finance’s dual model-combining traditional home credit with digital offerings-offers BasePoint a balanced revenue stream and entry into regions where the company has deep local expertise. The deal also brings a recognized employer brand and a workforce experienced in responsible lending practices, which may support operational continuity.
Post-acquisition, the combined entity is expected to maintain International Personal Finance’s existing brand architecture and customer commitments while leveraging BasePoint’s capital and management resources. The focus will likely be on sustaining the target company’s growth trajectory in digital services and preserving its regulatory compliance across markets. No changes to customer terms or employee structures have been announced as part of the transaction.